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Commercial Property Loan
What is a Property Loan?
A property loan is a mortgage secured by property as collateral. This includes residential properties and commercial properties, which refers to any income-producing real estate that is used for business purposes; for example, offices, industrial estate, retail, hotels, and apartments.
It is common for commercial borrowers to use second mortgages, equity loans, or refinancing strategies to raise capital for such things as working capital, equipment, inventory, or business expansion.
Lenders consider the nature of the collateral (the property being purchased), the creditworthiness of the borrower, and financial ratios when evaluating property loans.
Property loans are applicable to Residential, Industrial, Commercial and JTC properties:
Free property valuations
Cash-out Equity Loan and Overdraft
Debt Consolidation and Restructuring
In-principle Approval (IPA) before committing to purchase
Company registered and operating in Singapore
Minimum 30% shareholding by Singaporean or Singapore PR
Loan Amount: Up to 90% of property value for operating companies
Repayment Period: Up to 30 years (or up to 70 years old, whichever earlier)
Lock-In Period: 0-3 years
Our finance consultants have processed hundreds of applications for business loans, we can help you reduce processing time, compare to get the lowest rates and maximize your financing amount.