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TYPES OF BUSINESS LOANS
In Singapore, being the financial hub of Asia, there are plenty of choices when it comes to business financing. There are dozens of lenders providing hundreds of business loan products with variety in tenor, speed of disbursement, leverage ratios, cost of financing, eligibility requirements and more. Unperceived by many, this is a double edged sword that brings on the paradox of choice which delays decision making. Which SME loan type are you eligible for? What are you preferences in terms of loan? Which SME loan suits your business?
In recent times, there has been a rise in lenders outside of traditional banks, providing liquidity to business owners. This includes crowdfunding, P2P funding, private capital.
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