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Unsecured Business Term Loan
Business Term Loan
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What is a Business Term Loan?

An unsecured business term loan is a business loan issued whereby the loan is supported by your company's creditworthiness without the use of properties or assets as collateral.


This means that the cash flow and profitability of your business will be an important part of the lender's approval decision.


It is a fixed-term business loan with a maturity between 1 to 5 years, providing an organization with working capital to improve cashflow.


Term loan is the most common form of intermediate-term financing arranged by commercial banks. 

Basic Requirements
  • Singapore registered company

  • At least 1 year in business

  • Minimum 30% shareholding by Singaporean or Singapore PR

Loan Details

  • Loan Amount: Up to S$500,000

  • Repayment Period: 1 – 5 years

  • Interest Rate: 7 – 12% per annum

  • Processing Time: 2 weeks

Our finance consultants have processed hundreds of loan applications for businesses, we can help you reduce processing time, compare to get the lowest rates and maximize your financing amount. 

Would you like to get yourself assessed for eligibility?
Fill in a form and find out more about your options. 
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